The decision to purchase long-term care insurance can be a difficult one. Determining when the time to buy is right can be critical. If you wait too long, existing medical problems may exclude you. Protecting your assets, as well as your choice of care when the time comes is vital. Learn more about long-term [...]
Read/View More →As I work with Employers in developing their employer-based long-term care benefit plan, I am finding that employers that secure their plan and pick all the options they want are better set for the future.
There are a couple of trends going on that should make Employers make the move sooner than later:
1) [...]
Read/View More →A lot of seniors and their families have the misconception that Medicare will pay for their long-term care when the time comes. This, however, is not the case. The care that many seniors require are not covered. There is a lot of criteria to qualify for nursing home care, and even if you were [...]
Read/View More →Health Care Reform for 2012- what is going on? Will it remain in its present state or will it be totally overhauled? You have to check out these surveys analyzed below on where our health care system is going!
Join NAIFA ClientCast this month with our guest Grace-Marie Turner, president of the Galen Institute, as [...]
Read/View More →In my experience of helping people plan for a possible extended care crisis in their future, I have found that many people are looking at this from a “100% insurance” perspective, which is cost prohibitive. Our health insurance plans we have today at traditionally “80/20″ plans, where we have to pick up 20% of the [...]
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